In my opinion, the biggest chunk of your retirement spending is on housing as its cost probably takes up 30% of your expenses. Hence, finding cheap places to retire is akin to finding places that offer cheap, affordable housing.
It sounds easy but in reality, it takes quite a bit of explore and information-gathering endeavor to get a house you can afford.
Cheap Shopping
There's however, a way to beat this problem.
Instead of finding and searching for one only after you've retired, you could reconsider finding for one while you're still working.
This will give you time to do allowable explore and planning, increasing your chance of getting a great place for your retirement and also makes your money spent on the house worthwhile.
But of policy if you prefer to look for it only after you've retired, go ahead....
With free time on your hand, you could do as good a research....and find a place and a dream house that are affordable.
In both situations, how do you quest for these cheap places to retire?
Try friends, relatives, a good real estate agent, Internet, chambers of manufactures and tourist bureaus.
You get loads of data on amenities, weather, activities, housing, house price, transportation, people, food, entertainment......
I'm giving you a list of the cheap places, which you can start off, right now.....
Arizona - Tucson Baja California - San Felipe Colorado - Loveland Georgia - Atlanta Michigan - Ann Arbor area New Jearsy - Edison North Carolina - Raleigh Oregon - Portland Texas - San Antonio Washington - Bellingham
Once you've decided which city is the cheap place to retire, you zero-in on your house hunting effort.
I would say location of the house is your primo factor.
You would want to choose a house where it's in the thick of things - health care facilities, transportation, shopping center, community center, food outlets, arts and cultural interests, galleries.....
All to be within short-distance convenience. undoubtedly accessible.
Satisfied with the location?
Then, settle what's your funds that conveniently allows you to buy the house.
Choose an agent you feel comfortable with and who understands your needs.
Complete the purchase.
Besides affordable housing, the other foremost factor in choosing if a place is a cheap place to retire, is to look at its tax climate. In the Us, 40 out of the 50 states give a collection of tax breaks to retirees.
Check it out properly so you can get the most deductions (for example asset tax relief to homeowners over 65; homestead exemptions to all homeowners and deductions from your government, military or underground pensions) and benefits out of the taxation system and hence have more non-taxable income for your needs.
You've nailed down housing, taxation.......
What else you need to factor-in when finding for cheap places to retire?
Prices of essentials like food, medical, entertainment and transportation are foremost too.
You don't want to fork out more dollars for less, right?
But logically, if housing is cheap, simply it follows that prices of essentials aren't expensive as well.
Choosing cheap places to retire isn't hard; just do adequate explore on the place you wanna retire to.
You can find an affordable lifestyle that's not only comfortable, but also chic!
Cheap Places To RetireBeyoncé - Dance For You Video Clips. Duration : 5.25 Mins.Music video by Beyoncé performing Dance For You. (C) 2011 Sony Music Entertainment
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